Buy here pay here auto

d21156 · #1 10-21-2005, 10:41 AM

What is the name of your state? OH
A friend of mine bought a car from a buy here pay here type lot.(after divorce,etc) He had the car checked at a garage before purchasing. Was told it was fine. Eight weeks after purchase, an oil change was done. A day later the car had problems and the "quickie lube place" said it was the oil sending unit, which they fixed. After that the car started running hot. He took it to another garage and was told front and rear main is leaking...cost is going to be about 2500 to repair. After this we did some research on this car and found this ia a common problem with the Olds Aurora's. Also found out that GM even makes a sealant that is good for about 12,000 miles.

Long and short of this- the car lot is willing to rewrite the loan to cover the cost, but they want their mechanic to do the work. This was over 2 months ago. So far no repair, and he is still making the payments and not having the car.

He tried to find info on the laws govering this for the State of Ohio. What are they? I think he should let them have it back, but he is trying to rebuild credit and doesn't know the consequences of this action.
Help!

Thanks

dallas702 · #2 10-22-2005, 06:55 AM

$2500 for a front and rear main seal replacement? Good grief...that's an engine rebuild price. I had that done last year at an independent shop for $500. Tell him to get a second and third opinion. It sounds like he's gonna get screwed again.

BTW: those quickie lube places that use pressure to force the oil out rather than drain it are one of the reasons that kind of damage happens. It saves them a few minutes but blows seals.

d21156 · #3 10-24-2005, 06:07 AM

It has a few other things wrong also. Before taking it to this private garage he had taken it to the Cadillac dealership (it has the cadillac Northstar engine) and that estimate was for an entire engine rebuild, $7300.00. He is trying to do right by this loan, but everything seems so suspicious. I have known people before who have lost cars back to "buy here pay here lots", and nothing else was done. He is afraid they will still sue him over the balance.

dallas702 · #4 10-24-2005, 07:40 AM

And you can buy another engine from a wrecking yard for a fraction of that, but that's another matter.

Do you mean he is paying the carlot directly for the car via payments to them? Is this one of those lots who repos the car if you miss a week or two of payments? Most of those are cars that regular lots won't handle. What did he pay for the car, and what is the APR on the loan? I'm betting around 24%+.

elcorazon · #5 10-24-2005, 10:22 AM

Quickie lubes should have been sued. My friend had severe engine problems on her Eclipse after taking it to a Quck Lube, they put a new engine in it as she had proof they messed u p the car. As far as the car lots mechanic fixing it, let him. Here in Colorado when you buy a used car from any dealer there is an addendum that you sign stating that you understand that it is a used car and has no warranty. The car checked out before buying, the payments have to be made. If not the dealer can repo the car and sue for past due amounts through the civil courts. As far as showing on the credit report, it would show as a judgement if it is not paid after sueing. I highly doubt the dealer has access to sending info on a repo to a credit reporting agency, but the courts do. I know this because me ex-husband owns a used car lot that also does buy here pay here. However he never sues for the difference when he has to repo a vehicle. He will re-sell the auto at an action and write the loss off on his taxes. My advice go back to your quickie lube, hopefully it hasn't been that long. Good luck.