Does anyone know Georgia FCRA laws?

[rlrl]

What is the name of your state? NY. I live in NY and have been considering relocating to Ga. to be closer to family. I have a violation conviction from 1996 here in NY. The event has not affected my current job or professional license which was not affected by my conviction since the offense was not legally a crime in NY (In NY only a felony or misdemeanor counts as a crime).

I would like to try to land a new job before I move. However, I predict the job may do a background check via a consumer reporting agency or a direct check via the NY State Office of Court Administration(unless of course they don't do one since i do have a clean license). Of course, i am concerned about the offense appearing on a background check if they do one.

According to a reputable background reporting agency here in NY who follow the letter of the law, they say that a violation conviction is not allowed to be reported in a Consumer report to an employer/client/end user in NY because a violation is not considered to be a criminal conviction. Only criminal convictions such as misdemeanors and felonies can be reported.

However, if the employer/client/end user is in another state, the other state uses it's own version of the FCRA (as NY does) if it has one, otherwise it reverts to the Federal FCRA rules which says that arrests, adverse information can be reported for 7 years, except for criminal convictions, which can be reported indefinitely.This reporting company told me that for federal FCRA purposes a 10 year old violation is now considered adverse information which is no longer reportable unless I will be making over $75,000 per year or will be involved in an insurance or credit transaction of $150,000 or more.

So I want to know if Ga. has it's own version of FCRA laws or if it uses the federal FCRA
laws.

Please provide me with any links or information about Ga.

Thanks,

RL

[seniorjudge]

Originally Posted by rlrl

What is the name of your state? NY. I live in NY and have been considering relocating to Ga. to be closer to family. I have a violation conviction from 1996 here in NY. The event has not affected my current job or professional license which was not affected by my conviction since the offense was not legally a crime in NY (In NY only a felony or misdemeanor counts as a crime).

I would like to try to land a new job before I move. However, I predict the job may do a background check via a consumer reporting agency or a direct check via the NY State Office of Court Administration(unless of course they don't do one since i do have a clean license). Of course, i am concerned about the offense appearing on a background check if they do one.

According to a reputable background reporting agency here in NY who follow the letter of the law, they say that a violation conviction is not allowed to be reported in a Consumer report to an employer/client/end user in NY because a violation is not considered to be a criminal conviction. Only criminal convictions such as misdemeanors and felonies can be reported.

However, if the employer/client/end user is in another state, the other state uses it's own version of the FCRA (as NY does) if it has one, otherwise it reverts to the Federal FCRA rules which says that arrests, adverse information can be reported for 7 years, except for criminal convictions, which can be reported indefinitely.This reporting company told me that for federal FCRA purposes a 10 year old violation is now considered adverse information which is no longer reportable unless I will be making over $75,000 per year or will be involved in an insurance or credit transaction of $150,000 or more.

So I want to know if Ga. has it's own version of FCRA laws or if it uses the federal FCRA
laws.

Please provide me with any links or information about Ga.

Thanks,

RL

Please provide me with any links or information about Ga.

Google is your friend.