Hotchecks, Overdrawn Chk accounts

[tyrone_bak]

What is the name of your state? Texas

I have a friend that constantly writes hotchecks. Currently, there is a overdrawn checking account that is neg. 600 dollars overdrawn. The bank said they are filing bank fraud?? A payday check cashing place just called me asking for contact information for my friend Ted. Obviously, he used me as a reference.

How serious is bank fraud? can you get arrested for this?

Is there something the check cashing place can do to me?

Is the check cashing place gonna have my friend Ted arrested?

-Or- is all of this just like having a credit card and it really is not that serious.

Thanks..

 

[I AM ALWAYS LIABLE]

My response:

It's not serious at all. Ted, nor you, have anything to be concerned about. Ted is doing just fine, and can continue to write all the checks he wants.

IAAL