A
Ann Powell
Guest
Okay, long story.
I am driving down the interstate in the far left lane of a four lane interstate. Meanwhile, in the middle left lane a semi has slowed to a stop due to construction. The auto carrier behind him cannot slow down in time and crashed into the semi. There is a Ford Windstar behind the auto carrier that stops short of hitting the auto carrier. There is a Neon behind the Windstar which hits the Windstar at full force causing the Windstar to hit the auto carrier, which totals a Mercedes on the carrier! The Neon hits the Windstar at such a force that the rear end of the Neon goes up in the air and fishtails to the left - yes, right into my lane - I hit the Neon or the Neon hits me, however you want to word it. There is a semi behind the Neon which stops several feet from the accident. Believe it or not, everyone gets out of their vehicles without a scratch!!
Now, my problem is that no one wants to take fault for this accident - the accident report and the eyewitness (driver of semi in the back) both state that there was nothing I could have done to avoid the accident - no contributing factors on my part, etc.
Well, the Neon has coverage with AllState and refuse to pick up the liability for my Previa. So, I have to go through my insurance company - the collision portion. Should I not be allowed to recoup all cost involved to get me back to the position I was in before the wreck? When should I get my $500 deductible, rental expense, cost incurred to get a new vehicle, etc. There is all sorts of costs and time I've had to spend because of this accident. What should I expect? Shouldn't my insurance reimburse me all my costs and then recoup from the insurance company that represents the party at fault? What type of costs can I expect to be reimbursed? Am in TN.
Thanks.
Thanks for your help.
I am driving down the interstate in the far left lane of a four lane interstate. Meanwhile, in the middle left lane a semi has slowed to a stop due to construction. The auto carrier behind him cannot slow down in time and crashed into the semi. There is a Ford Windstar behind the auto carrier that stops short of hitting the auto carrier. There is a Neon behind the Windstar which hits the Windstar at full force causing the Windstar to hit the auto carrier, which totals a Mercedes on the carrier! The Neon hits the Windstar at such a force that the rear end of the Neon goes up in the air and fishtails to the left - yes, right into my lane - I hit the Neon or the Neon hits me, however you want to word it. There is a semi behind the Neon which stops several feet from the accident. Believe it or not, everyone gets out of their vehicles without a scratch!!
Now, my problem is that no one wants to take fault for this accident - the accident report and the eyewitness (driver of semi in the back) both state that there was nothing I could have done to avoid the accident - no contributing factors on my part, etc.
Well, the Neon has coverage with AllState and refuse to pick up the liability for my Previa. So, I have to go through my insurance company - the collision portion. Should I not be allowed to recoup all cost involved to get me back to the position I was in before the wreck? When should I get my $500 deductible, rental expense, cost incurred to get a new vehicle, etc. There is all sorts of costs and time I've had to spend because of this accident. What should I expect? Shouldn't my insurance reimburse me all my costs and then recoup from the insurance company that represents the party at fault? What type of costs can I expect to be reimbursed? Am in TN.
Thanks.
Thanks for your help.