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  #1  
Old 05-31-2001, 08:55 PM
mtjim
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I am in FL. 12/3/97, I was driving my employer's, dump truck, I have a CDL. Driving the truck was my employment. On 12/3/97, I was involved in an accident, I was at fault, with a passenger car, there were no injuries, but the car was totaled. I later found out that my employer did not have insurance on the dump truck, which I was driving.
Today is 5/31/01, I have not heard anything regarding this accident, until today. I received a letter from the car owners insurance company, the subrogation department, requesting me to make arrangements to pay for 50% of the value of the car which was totaled, because they cannot confirm liability insurance for me. I have always had my own auto insurance for my vehicles,however, I guess there was not any insurance on the dump truck. Am I liable for any of these damages? The car owners insurance company wants me to pay $7500.00 of a $15,000.00 claim for the totaled car. Also, they have threatened to have my drivers license suspended, if I do not make payment arrangements within the next 10 days. Can they do this? All help would be appreciated. Thank You
  #2  
Old 06-08-2001, 01:27 AM
dj1
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NO your employer is totally liable for the damage, since he had no insurance.

You were on company business right?

If you were doing a personal errands then you should contact your insurance company today, you may have to pay that half.

Proof my boy what proof do you have?
  #3  
Old 06-08-2001, 11:21 PM
mtjim
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Yes. On company business, driving a Dump Truck to site.
Thank You.
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