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01-17-2009, 06:20 PM
| | Junior Member | | Join Date: Jan 2008
Posts: 8
| | | accident in a vehicle that was not my own
What is the name of your state (only U.S. law)? California
I was involved in an accident while driving a friend's car. I notified the DMV of the accident and got a letter saying my license would be suspended unless I show proof that I had liability insurance. Should I show them proof of insurance for the car that I was driving or should I show them proof of my own auto insurance? |
01-17-2009, 07:10 PM
| | Senior Member | | Join Date: Nov 2005 Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,176
| | | for the vehicle you were driving when involved in the accident.
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we are all born ignorant. It is when one fails to remedy that ignorance when they become aware of that ignorance when one proves themselves, simply, they are just plain old fashioned; dumb.
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01-17-2009, 11:35 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Both would be safest! |
01-17-2009, 11:57 PM
| | Senior Member | | Join Date: Nov 2005 Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,176
| | Quote:
Originally Posted by ecmst12  Both would be safest! | why? there is no need for any info on the OP's personal vehicle. It had nothing to do with the accident and the insurance on that vehicle has no liability in this accident. The car is insured, not the driver.
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we are all born ignorant. It is when one fails to remedy that ignorance when they become aware of that ignorance when one proves themselves, simply, they are just plain old fashioned; dumb.
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01-18-2009, 01:38 AM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Well yeah. But if for some reason the car's insurance had lapsed, the driver's insurance would kick in. |
01-18-2009, 03:03 PM
| | Senior Member | | Join Date: Nov 2005 Location: I don't know. The guys with the keys won't say. I think it's top secret info.
Posts: 10,176
| | Quote:
Originally Posted by ecmst12 Well yeah. But if for some reason the car's insurance had lapsed, the driver's insurance would kick in. | really? I don't see how or why. Like I said, the car, not the driver is what is insured unless the policy specifically extends itself to such coverage. The one situation I can think of is with a rental car; some policies do extend themselves but other than that, I have never heard of it.
__________________
we are all born ignorant. It is when one fails to remedy that ignorance when they become aware of that ignorance when one proves themselves, simply, they are just plain old fashioned; dumb.
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01-18-2009, 08:28 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | If the driver has insurance, it will typically at least protect HIM if the owner's insurance has lapsed or has been exhausted. It's just secondary to the owner's insurance. | |
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