What is the name of your state? Virginia
We just received a suit paper over an automotive accident happened two years ago. Thanks to our insurance company (State Farm) who warned us about this suit beforehand. My isurance company told me that they might sue us to get an extesion (about one more year) to settle the case since Virginia requires all cases to be settled within 2 years of the date of the accident.
What surprized us the most is the amount they indicate in the suit paper. It is way way beyond my insurance limit which is pretty high already. If they get what they want, I wil definitely go broke.
My question is how serious I should take it with regarding to the amount they want. Should I get a attorney of my own, in addition to my isurance company's, to limit the out-of-pocket expense from us?
The accident was not serious by my view, I was making a left turn and collided with her car at about 20-25 mph. My then 3-year-old son was in my car, he and I had no injury at all. The paintiff claimed to have injury to neck and shoulder, and lost of income. But half million dollars is just too much for that. I figure she is just trying to milk the maximum out of it by making it last for more than 2 years.
I would appreciate your advice. I am in a panic mode now...
We just received a suit paper over an automotive accident happened two years ago. Thanks to our insurance company (State Farm) who warned us about this suit beforehand. My isurance company told me that they might sue us to get an extesion (about one more year) to settle the case since Virginia requires all cases to be settled within 2 years of the date of the accident.
What surprized us the most is the amount they indicate in the suit paper. It is way way beyond my insurance limit which is pretty high already. If they get what they want, I wil definitely go broke.
My question is how serious I should take it with regarding to the amount they want. Should I get a attorney of my own, in addition to my isurance company's, to limit the out-of-pocket expense from us?
The accident was not serious by my view, I was making a left turn and collided with her car at about 20-25 mph. My then 3-year-old son was in my car, he and I had no injury at all. The paintiff claimed to have injury to neck and shoulder, and lost of income. But half million dollars is just too much for that. I figure she is just trying to milk the maximum out of it by making it last for more than 2 years.
I would appreciate your advice. I am in a panic mode now...