What is the name of your state? MN
My Ex-girlfriend crashed my car almost 2 years ago, I was 18 and she was 16 (without a license) and my car was insured at the time. The guy's car that she hit was totaled, and his insurance covered it, but it was her fault so they turned it over to their lawyer to recover the money. My dad started receiving letters at his house intended for me but they had the wrong name, and I didnt even live there. So my dad responded to their letters with a letter of his own saying that no-one by that name lived there and that they should contact the girl who crashed the cars mother because she was responsible for her. The letters to my dad's house stopped. About a year later they found me and I received a letter at my housesaying they were trying to collect the money. I ignored and discarded. I received a couple more that were also ignored. About a month ago I received a manila envelope in the mail saying there would be a finding of fact hearing and some other stuff on Nov. 9th but no where did it say I needed to be there. I knew I should have gone anyways but I was scared and don't know what to do. About a week ago I received to letters from the district court, 1st one confirming there would be a hearing, and the 2nd stated they hade made judgement and that I owed the insurance company 17,000 some dollars. Then yesterday I received a letter from the attorney saying they would be garnishing my wages within 10 days. I am lost and don't know what to do, I have never been in a situation like this. The girl that was driving has moved out of state and they weren't able to contact her, I have not made any contact with them (the lawyer/insurance Co.) Isn't this something my insurance should have dealt with and not me personally? And is there anything I can do? I can't afford to have any money that I earn taken away from me, I am living paychech to paycheck as it is. Please Help!!!
My Ex-girlfriend crashed my car almost 2 years ago, I was 18 and she was 16 (without a license) and my car was insured at the time. The guy's car that she hit was totaled, and his insurance covered it, but it was her fault so they turned it over to their lawyer to recover the money. My dad started receiving letters at his house intended for me but they had the wrong name, and I didnt even live there. So my dad responded to their letters with a letter of his own saying that no-one by that name lived there and that they should contact the girl who crashed the cars mother because she was responsible for her. The letters to my dad's house stopped. About a year later they found me and I received a letter at my housesaying they were trying to collect the money. I ignored and discarded. I received a couple more that were also ignored. About a month ago I received a manila envelope in the mail saying there would be a finding of fact hearing and some other stuff on Nov. 9th but no where did it say I needed to be there. I knew I should have gone anyways but I was scared and don't know what to do. About a week ago I received to letters from the district court, 1st one confirming there would be a hearing, and the 2nd stated they hade made judgement and that I owed the insurance company 17,000 some dollars. Then yesterday I received a letter from the attorney saying they would be garnishing my wages within 10 days. I am lost and don't know what to do, I have never been in a situation like this. The girl that was driving has moved out of state and they weren't able to contact her, I have not made any contact with them (the lawyer/insurance Co.) Isn't this something my insurance should have dealt with and not me personally? And is there anything I can do? I can't afford to have any money that I earn taken away from me, I am living paychech to paycheck as it is. Please Help!!!