guy ran stop sign, totaled my car, I went to ER
What is the name of your state? Virginia
this was the actual post.
I started a new job in End of Jan. 2002. I finally found this site by coincidence.
May 2002 a guy ran a stop sign and hit me on my driver's side, the airbag deployed and I hit my head on the driver's side door/window. I was taken to the ER for an xray. I was anxious to get back to work, took 2 days off of work, even though I was on a client project during that week. I was sore, aching, and had soft tissue damage but no inter cranal bone damage to my skull, bruises on the side of my knees and a big red bruising on the top of my head. I was more pissed off that I couldn't go to work. It was a new job and new project. I wanted to do well.
I called my insurance & the guy's insurance. Both adjusters were rude, which even made me cry. I obtained the police report. the guy was charged w/ wreckless driving, there were 2 witnesses. The car settlement has been paid.
I went to a lawyer to talk about the pain & suffering. He wasn't interested in helping, since I wasn't Severely injured. I still feel victimized to this day.
This is my 3rd adjuster from the guy's insurance. I won't sign anything from his insurance.
I got the xray report from the hospital then followed up about 6 months later to a primary doctor. My #1 priority was to get back to work, I didn't sign anything & that is why I didn't follow up directly w/ a primary doctor. I didn't know I was suppose to. I still have headaches, but don't we all?
I see the insurance side, he wants the med. authorization form, pictures of my bruises, which I didn't submit right away since I was so pissed about the 1st insurance adjustor who practically YELLED at me on the phone several times & never returned my phone calls. They are offering 2 K for pain & suffering.
My friend was hit in the back of his car too, no injuries, but he still went to a chiropractor & was given 2 K too for pain & suffering, whereas my car was totaled, I had to go to the ER at the hospital, xrayed & still have horrible memories about the accident.
How does it affect me, if I tell the adjustor my reasoning of why i have not submitted the pictures, med. authorization form, spoken
to them due to me not trusting, trying to get my life back....improving at work.
Last phone call, the adjustor asked if I continued med. treatment. I did say, no. I have been waiting this out, since my father wanted to see how my head is.....for the past year....it's traumatized......and Jolted. gotta get past it...
What is the law & timeframe in VA to file anything? 2 years?
Thank you a bunch.
