S
ScaredWift
Guest
What is the name of your state? Minnesota
My husband was in an accident a few months ago and one of the driver's does not have insurance. It has been deemed my husbands fault and our auto insurance has paid that full amount of our coverage to this other party for property damage. He also has some minor medical claims that are in process.
Here's my question... our insurance was $3500 short to cover the blue book on his vehicle. We now know that we were underinsured - that's a whole other storey.
I want him to know that we are willing to pay that and he doesn't have to sue us. How do I go about that without opening a can of worms?
My agent said he may make a medical settlement and never come after us for the property damage, but I don't want to count on that.
Also, has it been anyone's experience that he may come to us before deciding he has to sue for the difference? What are the odds that I can make 2 or 3 payments to him to cover the amount?
Any experiences/help would be appreciated.
My husband was in an accident a few months ago and one of the driver's does not have insurance. It has been deemed my husbands fault and our auto insurance has paid that full amount of our coverage to this other party for property damage. He also has some minor medical claims that are in process.
Here's my question... our insurance was $3500 short to cover the blue book on his vehicle. We now know that we were underinsured - that's a whole other storey.
I want him to know that we are willing to pay that and he doesn't have to sue us. How do I go about that without opening a can of worms?
My agent said he may make a medical settlement and never come after us for the property damage, but I don't want to count on that.
Also, has it been anyone's experience that he may come to us before deciding he has to sue for the difference? What are the odds that I can make 2 or 3 payments to him to cover the amount?
Any experiences/help would be appreciated.