Auto Accident in CT

[mhyattct]

What is the name of your state? Connecticut

Question:
Someone pulled out in front of me, then stopped suddenly. I couldn't stop and hit her on the driver-side front door. This accident caused significant damage to my car and I have now been contacted by the other insured's insurance to settle the "total loss" of my 1999 Lexus ES300. There were 2 witnesses, plus the "at-fault" driver admitted fault immediately at the accident.

In addition to the loss of my vehicle, I have been aggrevated with minor, lower back pain, for which I have been receiving on-going physical therapy. While I have been improving, I continue to have mild pain and discomfort. Am I entitled to medical compensation and "pain and suffering" damages?

Is there anything else that I should consider in this accident?

Age of involved: 43

 

[seniorjudge]

Q: In addition to the loss of my vehicle, I have been aggrevated with minor, lower back pain, for which I have been receiving on-going physical therapy. While I have been improving, I continue to have mild pain and discomfort. Am I entitled to medical compensation and "pain and suffering" damages?

A: Since you did not indicate any serious and permanent physical injuries, I'd say no. But, what the heck, ask for more dough anyway.


Q: Is there anything else that I should consider in this accident?

A: Yes; have your lawyer read over the police report before you talk to anyone involved in the wreck.

 

[ecmst12]

CT does not have a requirement that injuries be "serious and permanent" in order for pain and suffering to be collectable.

 

[seniorjudge]

CT does not have a requirement that injuries be "serious and permanent" in order for pain and suffering to be collectable.

Thanks for the info.

So the answer was correct:

A: Since you did not indicate any serious and permanent physical injuries, I'd say no. But, what the heck, ask for more dough anyway.

 

[mhyattct]

Thanks

I appreciate the insight. Since I continue to have back pain, I would like to ask the insurance company for compensation. However, they are about to give me money for my car, which is totaled. If I push for an additional claim, won't I risk them not paying me for my car now? That's my concern.

 

[ecmst12]

Any injury claim is totally separate from your property damage claim. You should notify them that you are injured and intend to make a claim as soon as possible, if you haven't already.