Auto Accident in "No-Fault" state caused by drunk driver

Linda Schairer · #1 05-19-2006, 02:28 PM

Michigan

We have no-fault in this state. My son was struck by a drunk driver and his car was declared totaled by our insurance company. My son did not get injuried in the accident.

The problem is there is a loan with the bank and the insurance settlement will pay everthing but about $600.00 of the outstanding loan. My son is in the Military now and I surely don't have an extra $600.00 around to pay this off.

My question is can I go after the drunk driver for the amount not covered by my insurance company?What is the name of your state?

JETX · #2 05-19-2006, 03:10 PM

Quote:

Originally Posted by Linda Schairer

My question is can I go after the drunk driver for the amount not covered by my insurance company?

No. You can't go after anyone since you are not a party to the accident.

ecmst12 · #3 05-19-2006, 03:55 PM

Someone posted this web site about Michigan recently:

[url]http://www.iiminfo.org/consumer/autos.aspx[/url]

From a quick read, it looks like whoever the car is registered to could be entitled for up to $500 for property damage not covered by insurance. Not sure if your situation would qualify, but you could check it out.

If the car is owned by your son, he'll have to pursue the action himself. Is he deployed overseas or just enlisted in the US somewhere? As long as he's in the country, he should be able to take action.