| auto accident - violator with no insurance
What is the name of your state? Florida
I was involved in an accident in which I was rear-ended by a Toyota Corolla that was hit from behind by a full-size Dodge Ram pickup (1500). My truck was stopped at a light behind another car and I did not hit anyone. The Toyota was stopped or was slowly approaching when the Ram screeched behind this car. The Ram slammed into the Toyota and the front end of the Toyota was pushed under my bumper damaging the bumper and both rear quarter panels of my truck. I have only liability insurance coverage (uninsured and insured) as my truck is 10 years old. The police arrived and we exchanged info and I was able to drive home. No injuries to me or the driver in the Ram although the girl in the Toyota felt neck sprain from the incident. The driver of the Ram pickup was cited for the accident. I have found through contact with the officer that responded to the incident that the driver in the Ram was on anti-deppresants and had been drinking but was not charged with DUI. I also have a witness at a gas station who can corroborate the impaired condition in the officer's assessment of the Rams driver at the time of the incident. Also his insurance policy was cancelled as of March 2002, so he was uninsured. Both the Toyota and Ram are under the same insurance company and the Toyota is brand new (2004) and has insurance. I would like to know in this chain reaction accident, if the Toyota has some liability and if a claim against her insurance would likely succeed. Also is it worth pursuing in legal channels? Can both I and the girl in the Toyota file a joint claim against this individual in the Ram truck.
Sincerely,
Orependula | 
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