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03-22-2008, 12:07 PM
| | Junior Member | | Join Date: Feb 2008 Location: North Carolina
Posts: 15
| | | Auto Accident - Wal Mart Parking Lot
What is the name of your state? NC
OK! I have a Ford Explorer Sport 2000. I was in an auto accident back in Oct 2007 and the state police and insurance co. ruled in my favor. I was paid $3200 for the damage for my vehicle. The insurance co. told me I had to list my car with the DMV as totaled out. Anyway, moving forward it was a small dent in the right front of my truck and I was still able to drive it. Just recently, last week I was pulling into the Wal Mart parking lot to go shopping and a young female was driving at high-speed and reckless and tagged the back of my truck which damaged my frame in the left rear end of it. She also totaled her car out completly on top of that landed ontop of three other cars and smashed them into each other. Now, because my car was totaled out via the DMV on the my first accident what shall I do on this one with their insurance co. BTW, the insurance guy wants to meet with me to review the damage of my truck on Tuesday, March 25th. I can still drive my truck but now I really need to get the rear-end fixed. There were no injuries from anyone but I was wondering what rights do I have, can I get their insurance estimater pay for me a rent-a-car? Please help me I need answers before Tuesday as to what I should do.
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Warning! I am not an attorney, PI nor Collection Agency nor do I provide legal advice.  |
03-22-2008, 02:14 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | You should take your email address out of your post.
Your car has a salvage title now, which means it's worth about half what it would be with a clean title. It will likely be totalled out again and depending on how old it is, you could get as little as $500 for it. I would NOT suggest you try to get it fixed and keep driving it, besides the bad luck you've had in it, it might not be safe anymore. You can ask for a few days of rental car, enough to go car-shopping. |
03-22-2008, 07:22 PM
| | Junior Member | | Join Date: Feb 2008 Location: North Carolina
Posts: 15
| | | Car Accident
OK! Thank you for your response. Do you think I can ask for a settlement over the amount of $500 in order to purchase another car. I can not afford a car note at the present time.
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Warning! I am not an attorney, PI nor Collection Agency nor do I provide legal advice. |
03-22-2008, 08:06 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Not unless your car is actually WORTH more then $500. At my company at least, $500 is the least we will offer for a claimant's car, even if it is actually worth less. |
03-22-2008, 11:18 PM
| | Junior Member | | Join Date: Feb 2008 Location: North Carolina
Posts: 15
| | | My Accident
Thanks, I think it's actually worth $3500. At least that's my thought. But thank you for you for sharing.
__________________
Warning! I am not an attorney, PI nor Collection Agency nor do I provide legal advice. |
03-23-2008, 12:24 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | 3500 with a salvage title or a clean title? With the prior damage or with no prior damage? | |
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