Auto Injury at fault ins company claim no coverage

[PhattDaad]

What is the name of your state? GA
I was hit and injured in a company car. I need your help .The other motorist insurance company says they cant contact him and the vehicle he was driving wasn't covered, but the police report shows the insurance company and he was issued a citation for failing to obey traffic signal (ran red light). Can they do that? Im on Workmans Comp because of being on duty in company vehicle and if I have to use my UM coverage for injuries, pain and suffering. Do I have to pay Comp back for hospital bills and wages. I thank you in advance for your assitance.

[JETX]

Originally Posted by PhattDaad

Can they do that?

Of course they can. Simply, the other driver lied about having coverage.

[PhattDaad]

what about the um insurance I read if I had a settlement with the other insured under their liability then they (WC) would be asking for subrogation to pay back WC for loss wagwes and medical bills but not pain and suffering

[fueledbymusic]

[quote=PhattDaad; Do I have to pay Comp back for hospital bills and wages. [/QUOTE]

It is very likely, they may want to be paid back. If they find out you were in a non fault accident.

This sort of thing happened to me one time. I had a scooter accident. I had no medical insurance, I applied for medical, they paid it. Later medical somehow found out that I was involved in a non fault accident on which the other persons ins paid. Medical then WANTED their money back!

[PhattDaad]

this would be on my own ins not his because he suppose to not have any