Quote: "Medical treatments excessive or not, bottom line is I'm not paying for anything because their insured caused the accident."
Wanna bet!? If treatments are deemed excessive you will not be reimburesed f/ treatment that is not necessary. It doesn't matter who you sue. It will only expose the fraud here, so go sue.
Quote: "I do have my attorney standing by along with a local news station who loves to expose companies doing such action."
What action? Not paying on a fraudulent claim? Sorry, atty's and TV stations don't scare insurance companies. Maybe the T.V station will expose the obvious insurance fraud here. If I was the adjustor I would call them myself.
Quote: " If they don't pay what I think they should, then I will just go to the insured. Who is some young little kid who is on his parents policy. So the money will come one way or the other."
You not the sharpest tool in the shed are you? So if they don't pay what YOU think they should you think you can sue them and get the money? Do you think it will be that easy? You obviously don't know how these things work at all. The insurance company will send a half dozen lawyers down on you to try and prove their case and they will defend their insured should you sue them. You're about to get a reality check, real fast here. But what do I know, I only do it f/ a living. You're just the typical dumbass I deal w/ everyday who thinks they just broke the bank cause they were injured. Like you and them, you learn eventually that is not the case and you don't end up getting everything you think you are going to get.
Again, if I was handling this claim I would nail your ass f/ fraud you try this crap on me sister!