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AUTO INSURANCE-TOTAL LOSS

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My husband and I were involved in a roll over wreck of our 1996 Ford Explorer. The insurance company has totaled the vehicle. The settlement offer is $2,000.00 less than what we owe on the loan. We have been battling with them for over 2 weeks and we want this thing settled, but aren't happy with the idea of paying on a loan for a vehicle that is "no more". What are our legal options?

Thanks-Lost in "Oregon"
 


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