L
lillyvirgo
Guest
What is the name of your state? SC
I was in a wreck where I was at fault. It was not a bad wreck but now a year later I got a letter from my insurance saying the man I hit got a lawyer and is suing for 20,000 total specials and 50,000 for bodily injury. My coverage is 50,000 ,they say anything over that is my responsibility. The insurance said they will fight it in court but I might want to get a lawyer to help me. Should I look into a lawyer now or wait. I have heard they have to sue me for the remainder then I can get a lawyer. Any help would be appreciated. I own my home with the bank but that is it. what could they sue me for if I don't have anything. The guy was complaining about his knee but the paramedics mentioned the surgery scar I just need to know if I should worry now or wait and see what happens? What is total specials anyway?
thanks,Lillyvirgo
I was in a wreck where I was at fault. It was not a bad wreck but now a year later I got a letter from my insurance saying the man I hit got a lawyer and is suing for 20,000 total specials and 50,000 for bodily injury. My coverage is 50,000 ,they say anything over that is my responsibility. The insurance said they will fight it in court but I might want to get a lawyer to help me. Should I look into a lawyer now or wait. I have heard they have to sue me for the remainder then I can get a lawyer. Any help would be appreciated. I own my home with the bank but that is it. what could they sue me for if I don't have anything. The guy was complaining about his knee but the paramedics mentioned the surgery scar I just need to know if I should worry now or wait and see what happens? What is total specials anyway?
thanks,Lillyvirgo