What is the name of your state? FL
Bumped a cab from behind at a light and cabbie is claiming injury (even though he was walking around waving his arms in front of police, guess it's a neck ache that came up days later) Ok, so a typical tissue damage claim - no big deal. However...
We got a certified letter from our car insurance co. stating "The bodily injury damage could exceed your policy limits" and so on, saying we can hire a lawyer to deal with the money beyond what they cover!
Does this letter get sent to everyone, no matter what? Are they required to notify everyone just in CASE the dollar amount goes higher, no matter how small the accident?
There is no way a light bump w almost no damage to both cars is anything more than a few minor pains, if that. Funny, the cabbie was saying "I have 4 kids to feed" over and over at the scene...What is the name of your state?