What is the name of your state? CA
One of my vehicle was involved in accident and ther other insurance company refused to pay, they haven't returned call to me or my insurance company but likely it's because the person was excluded from insurance(prohibited form driving the car). The insurance was valid just didn't cover that person that was driving the vehicle. The other vehicle hit our vehicle while we were stopped at red light(automatically their fault)
I got uninstured motorist coverage with deductible.
Qo i have to use my insurance uninsured coverage or can i just sue the person involved in the accident.
One of my vehicle was involved in accident and ther other insurance company refused to pay, they haven't returned call to me or my insurance company but likely it's because the person was excluded from insurance(prohibited form driving the car). The insurance was valid just didn't cover that person that was driving the vehicle. The other vehicle hit our vehicle while we were stopped at red light(automatically their fault)
I got uninstured motorist coverage with deductible.
Qo i have to use my insurance uninsured coverage or can i just sue the person involved in the accident.