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11-08-2008, 06:27 PM
| | Junior Member | | Join Date: Nov 2008
Posts: 1
| | | car accident
What is the name of your state (only U.S. law)?
michigan
I was in a car accident where I backed ended a car. There was no visible damage to my car or theirs and no body was hurt. The guy came out and told me I had 2 options: he was going to call the police or I could pay him and asked how much money I had. I didn't have any money at the time. He took my license number and license plate number. If there was no visible damages at the time, and he files an accident report, what can I expect in my insurance going up, other fees, etc? |
11-08-2008, 07:28 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,803
| | | In michigan, no clue. The most your insurance would have to pay if the other car was damaged is $500. You should have let him call the police. |
11-09-2008, 04:19 PM
| | Senior Member | | Join Date: Nov 2005 Location: South Cackalacky
Posts: 15,040
| | Quote:
Originally Posted by jooyoung1  What is the name of your state (only U.S. law)?
michigan
I was in a car accident where I backed ended a car. There was no visible damage to my car or theirs and no body was hurt. The guy came out and told me I had 2 options: he was going to call the police or I could pay him and asked how much money I had. I didn't have any money at the time. He took my license number and license plate number. If there was no visible damages at the time, and he files an accident report, what can I expect in my insurance going up, other fees, etc? | There are way too many factors which determine premiums for anyone to guess what yours will be.
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11-09-2008, 05:05 PM
| | Member | | Join Date: Jul 2008
Posts: 138
| | Quote:
Originally Posted by ecmst12 In michigan, no clue. The most your insurance would have to pay if the other car was damaged is $500. You should have let him call the police. |
definately should have, the police would be able to tell the range of the damage, and things would have been much smoother. and most co's dont charge directly for less then 500 or 1000 dollars. ( you could loose a credit for being involved in any accident at all, but i only personally know of one co that does that.) |
11-09-2008, 05:08 PM
| | Member | | Join Date: Jul 2008
Posts: 138
| | Quote:
Originally Posted by moburkes There are way too many factors which determine premiums for anyone to guess what yours will be. |
cant guess exactly, or even aproximately a dollar ammount, or a percent, but im sure i can tell the ways co's can increase, and less oftin, decrease rates. | |
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