What is the name of your state? NY
Today i just received a notice from the NYS Dept of Motor Vehicles stating my license was suspended due to an unpaid judgement from a car accident. The accident was to have happened 8/10/02, the judgement entered 8/3/04, in a Queens county NY court.
I haven't been in Queens in maybe 5 or more years, and even then it was one time in over thirty years! How could I have had an accident in Queens? About two years ago I did receive mail from one of those credit repair centers stating they could help me with a judgement against me, from a car accident. They also said, if this is untrue I should disregard the letter, which I did. As of the end of November my Experion credit report, didn't even have a judgement on it.
Now I have no idea what to do. If I had hit someone, surely I would have some sort of driver information somewhere. Yet there is none. How am I supposed to prove it wasn't me? How do I do this?
Not only this, but there are complications. I have to leave some sort of margin for error, so I cannot say with 100% certainty it wasn't me. During this time, I was in therapy. My mother had died a painful, lingering death from cancer. I was there, 24/7 trying to recover from an assault at my last job, and became the caregiver as well as housekeeper, etc. Apparently the stressors had exacerbated some other issues and I wasn't the picture of mental health. During this time period, I remember my car needing repairs, but of the internal engine type, like an alternator. Maybe a suspension? But I couldn't for the life of me remember when those repairs occurred. There are other blank spaces from that time period. I usually fill them in from any email I might still have, in which I reference things. I did have one accident during this time, but it was minor and handled by my insurance company. If any other accident had happened during this time, I would have spoken about it with my therapist, and would have received a treatment plan for dealing with it. She would never have allowed it to go unattended. Yet there are no notes or papers from therapy mentioning this accident in any way. I doubt I had this accident.
What do I do? I have no idea as to how to handle this. Friends have said that disputing this would cost more than the approx $2000.00 they want. I would also be without a drivers license for the duration. (either way its sell-a-kidney-time
. I get $226.66 every two weeks from workers comp disability, and my credit cards are maxed out). Not disputing would mean making payments for an accident I'm pretty sure I didn't have (an unhappy thought), but would mean I keep my license. The assault injury makes carrying things a painful action, and I must grocery shop for my 88 yr old father, and his dog.
Should I just suck it up, write it off to living in NY, and just find some way to give these people what they want?
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