What is the name of your state? Louisiana
My car was damaged by a careless young female driver. We exchanged insurance information and called police. The female driver was cited for illegal lane change and was given a ticket by the police. I informed my insurance company and also contacted the other party's insurance company only to be told that they will not cover the cost of the damages because the young driver was driving her dad's truck and is excluded from his insurance policy. The young driver does not have her own insurance policy. What are the avenues available to me to recover the cost of repairing my vehicle? My own insurance company is of no help since the amount is less than $2000 and they say the chances are not good to recover the cost. Instead they are willing to send me the check to fix the vehicle. Something seems to be wrong here when the offending party is allowed to go unpunished? Thanks for your suggestions.
My car was damaged by a careless young female driver. We exchanged insurance information and called police. The female driver was cited for illegal lane change and was given a ticket by the police. I informed my insurance company and also contacted the other party's insurance company only to be told that they will not cover the cost of the damages because the young driver was driving her dad's truck and is excluded from his insurance policy. The young driver does not have her own insurance policy. What are the avenues available to me to recover the cost of repairing my vehicle? My own insurance company is of no help since the amount is less than $2000 and they say the chances are not good to recover the cost. Instead they are willing to send me the check to fix the vehicle. Something seems to be wrong here when the offending party is allowed to go unpunished? Thanks for your suggestions.