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05-06-2009, 09:21 AM
| | Junior Member | | Join Date: May 2009 Location: North Carolina
Posts: 1
| | | Car accident without insurance
What is the name of your state (only U.S. law)? North Carolina
My 18 year old daughter had a car accident 7 months ago when she made a left hand turn in front of an oncoming car that appeared to also be making a left turn because of their slow speed. She had let her insurance expire so did not have coverage. We finally received a letter this week from the other driver's insurance company offering to settle the claim for a lump sum payment of $3200.
Is it best to pay and be done with this? Negotiate? Hire an attorney? |
05-06-2009, 09:48 AM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Why would YOU be paying this? Yes, SHE should pay it and be done with it - hopefully she will learn that it's more expensive to NOT pay the insurance bill.
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Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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05-07-2009, 01:32 PM
| | Senior Member | | Join Date: Oct 2004 Location: Phoenix, AZ.
Posts: 3,079
| | Quote:
Originally Posted by turtle04  What is the name of your state (only U.S. law)? North Carolina
My 18 year old daughter had a car accident 7 months ago when she made a left hand turn in front of an oncoming car that appeared to also be making a left turn because of their slow speed. She had let her insurance expire so did not have coverage. We finally received a letter this week from the other driver's insurance company offering to settle the claim for a lump sum payment of $3200.
Is it best to pay and be done with this? Negotiate? Hire an attorney? | For that small amount of money, YES!!! Make sure there is a provision in the settlement that releases you from ANY AND ALL future claims that might arise from the accident, including but not limited to medical, health and property damage.
Usually the claim is settled, than the person involved in the accident comes back for more money because they suffered "additional" injuries post settlement.
You are LUCKY the operator of the other vehicle isn't trying to get more from you! Because of your daughter's irresponsible behavior, she put you and your family in jeopardy. You could be facing a lawsuit in the tens of thousands of daughters, and if a judgement was won against you in a court of law, they could pursue ALL assets you currently own! Goodbye home, boat, car(s), retirement, children's college savings, etc...
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"Alaska landlord" has been permanently banned for providing inaccurate, misleading & potentially dangerous advice. Any of AL's previous posts should be heavily verified by a competent Real Estate Attorney. Quote:
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Originally Posted by Alaska landlord As tenants, you have no credibility. | Quote:
Originally Posted by Alaska landlord The landlord should not only be allowed to turn off the water, but he should also be allowed to throw OP into the street. | |
05-07-2009, 03:19 PM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,746
| | Quote:
Originally Posted by Who's Liable? For that small amount of money, YES!!! Make sure there is a provision in the settlement that releases you from ANY AND ALL future claims that might arise from the accident, including but not limited to medical, health and property damage.
Usually the claim is settled, than the person involved in the accident comes back for more money because they suffered "additional" injuries post settlement.
You are LUCKY the operator of the other vehicle isn't trying to get more from you! Because of your daughter's irresponsible behavior, she put you and your family in jeopardy. You could be facing a lawsuit in the tens of thousands of daughters, and if a judgement was won against you in a court of law, they could pursue ALL assets you currently own! Goodbye home, boat, car(s), retirement, children's college savings, etc... | Interesting slip... 
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05-07-2009, 04:34 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,866
| | | Daughter is an adult. Unless OP is on the car's title or daughter still lives at home, OP will not be liable for this in any way.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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