car damaged by tree

[kwong]

What is the name of your state? CA

A tree fell on a car parked in driveway due to storm (act of nature).

Who is liable for the car damage?
1. car's insurance (no comprehensive)
2. home owner insurer of where car was car was parked
3. home owner insurer of where tree fell from

If no insurer will handle the claim, is the home owner of the tree legally liable for car damage?

 

[stephenk]

go with number 3.

 

[I AM ALWAYS LIABLE]

What is the name of your state? CA

A tree fell on a car parked in driveway due to storm (act of nature).

Who is liable for the car damage?
1. car's insurance (no comprehensive)
2. home owner insurer of where car was car was parked
3. home owner insurer of where tree fell from

If no insurer will handle the claim, is the home owner of the tree legally liable for car damage?

My response:

The owner of the car is on the hook. Storms knock down trees, and that's a fact of life. That's why comprehensive is sold. If the car owner didn't buy that coverage, then that's the chance he took.

End of story.

IAAL

 

[I AM ALWAYS LIABLE]

"go with number 3."

=============================


My response:

Why? Where's the liability? Where's the negligence? All because the homeowner owned the tree?

Sorry. Not good enough.

IAAL

 

[HomeGuru]

I say that the car owner should have had insurance coverage for this type of accident.

 

[HomeGuru]

What type of legal coverage do you have?


**A: what does that mean? How is the type of legal coverage pertinent to the writer's question?
Most people have no legal coverage such as a prepaid legal service.

 

[Barmstrong]

Prepaid Legal Coverage

I got it, only $25/month and they handle all legal problems; it works!

 

[HomeGuru]

Re: Prepaid Legal Coverage

I got it, only $25/month and they handle all legal problems; it works!

**A: your 2 posts on this thread does not answer the writer's question in any way. You are just here to peddle your legal prepaid service which is in direct violation of the website terms and conditions.

 

[aahlee]

Kwong:

The only hope is if you can find out from friends and neighbors if the tree was rotted, or the homeowner knew it was dangerous and about to fall anyway, and did not warn people not to park under it, then the homeowner is fully liable.

but a storm? maybe you should have gotten wet and moved the car to a safer location.

 

[HomeGuru]

Kwong:

The only hope is if you can find out from friends and neighbors if the tree was rotted, or the homeowner knew it was dangerous and about to fall anyway, and did not warn people not to park under it, then the homeowner is fully liable.

but a storm? maybe you should have gotten wet and moved the car to a safer location.

**A: post noted.