msouterblight1
Junior Member
What is the name of your state? Texas
Hello,
While I was away on vacation, my house was hit by a car. Luckily the driver left her name and number, and was insured. The insurance adjustor came out and his estimate was for $4900.00, after depreciation, the offer was $4300.00. I got a contractor, recommended by the adjustor, and the contractor's estimate is $7300.00, and he said once everything gets out, the amout of the depreciation will go up, becuase the estimate went up.. I should not be responsible for the depreciation, as I would not have had to pay any out of pocket expenses if the house didn't get hit. So, who is responsible for the depreciation?? Should her car insurance be responsible for the whole thing, is she personally responsible for the depreciation??
Thanks...
Hello,
While I was away on vacation, my house was hit by a car. Luckily the driver left her name and number, and was insured. The insurance adjustor came out and his estimate was for $4900.00, after depreciation, the offer was $4300.00. I got a contractor, recommended by the adjustor, and the contractor's estimate is $7300.00, and he said once everything gets out, the amout of the depreciation will go up, becuase the estimate went up.. I should not be responsible for the depreciation, as I would not have had to pay any out of pocket expenses if the house didn't get hit. So, who is responsible for the depreciation?? Should her car insurance be responsible for the whole thing, is she personally responsible for the depreciation??
Thanks...