What is the name of your state? Michigan
About two weeks ago, I was waiting in line to have my oil changed. It was taking awhile so I put my car in park. The guy infront of me decided not to wait anymore and backed into me. We got out, I asked if I should call the police and he said "no". I asked for his insurance, he gave it to me and he took off (he did not take my insurance). After he left, I called the police, then I went and got an estimate on my car. It was around $850 in damages. I called my insurance and I have a $1000 deductable (spelled that wrong). His insurance denied to pay since Michigan has no-fault. (I havn't gotten the denial letter in the mail yet, they say it's coming). So we are filing a Mini-tort (is that what it's called?) and they *might* pay up to $500. My question is: Can I take them to small-claims court to pay the rest? And if I did, who would I take, the insurance company or the man that hit me?
thanks in advance for any help, all this insurance stuff confuses me.