What is the name of your state? State of Accident-Hawaii, State of residence-California
I rented a car in Hawaii, and due to a last minute emergency, I was unable to return the car. My friend offered to return it since it was extremely close by. My friend was hit by a city bus that ran a red light while returning the car. Luckily no one was hurt. But the rental car sustained significant damages and the bus driver is claiming my friend ran the red, not him, and there were no witnesses that stopped. I did not purchase any supplimental rental car insurance since I have liability with my own auto carrier that covers me in rentals, and my credit card has collision coverage. Unforuntately, my credit card wont cover anything since I wasnt the one driving. My auto insurance says they wont cover anything, even though my friend was a permissive driver of the vehicle, because I only have liability. My friend has full auto insurance, including collision, but her auto insurance company is now saying they wont cover anything because she did not have permission from the owner of the car to drive.
Now Enterprise is sending me the bill for repairs.
1) What can I do, if anything? Am I responsible for all charges and bills now?
2) Is there anyway to get the insurance companies to still try to determine/investigate who is legally at fault?
3) Should I get a lawyer now? If so, is it best to get a local Hawaii Lawyer?
Thanks in advance!
I rented a car in Hawaii, and due to a last minute emergency, I was unable to return the car. My friend offered to return it since it was extremely close by. My friend was hit by a city bus that ran a red light while returning the car. Luckily no one was hurt. But the rental car sustained significant damages and the bus driver is claiming my friend ran the red, not him, and there were no witnesses that stopped. I did not purchase any supplimental rental car insurance since I have liability with my own auto carrier that covers me in rentals, and my credit card has collision coverage. Unforuntately, my credit card wont cover anything since I wasnt the one driving. My auto insurance says they wont cover anything, even though my friend was a permissive driver of the vehicle, because I only have liability. My friend has full auto insurance, including collision, but her auto insurance company is now saying they wont cover anything because she did not have permission from the owner of the car to drive.
Now Enterprise is sending me the bill for repairs.
1) What can I do, if anything? Am I responsible for all charges and bills now?
2) Is there anyway to get the insurance companies to still try to determine/investigate who is legally at fault?
3) Should I get a lawyer now? If so, is it best to get a local Hawaii Lawyer?
Thanks in advance!