claims on a lease

[hotsprings]

I was in a car accident last week with my 2000 Chevy Tracker. No one else was involved. I contacted my insurance company and they sent a claim adjustor to determined whether the car was repairable or if it would be counted as a total lost. The adjustor determined that the car is repairable, but according to the body shop the repairs will take up to 2 months. No to mention the insurance company says that I don't have rental coverage.The roof on the SUV was smashed because I flipped twice and there is other structal damage. I don't want drive because I am truely concerned about my safety. Do I have any other options then waiting for the car to be repaired?

 

[Juan Rodriguez]

If there was enough damage to make the car unsafe to repair then the insurance appraiser would have totaled your car. Your only option is to sell it after it's fixed. As for rental re-imbursement, it is sold separately as an additional coverage. You need to speak with your agent to have it added.