What is the name of your state? ID
What is the name of your state? ID
My wife was in an accident with another driver a few days ago. The other driver was speeding, lost control of his vehicle and hydroplaned in front of my wife causing her to T-bone him in his driver side door. He then spun around and T-boned her in her driver door. (Sounds odd I know). The other driver was cited by the police and was able to drive his vehicle away. Our car was towed due to the damage it suffered. We've filed a claim with our insurance, but the registered owner of the other vehicle has not yet filed a claim with their insurance company. Based upon the damage, it's my opinion that our vehicle should be considered a total loss. My insurance company on the other hand says the damage is not extensive enough to consider it a total loss. My concern with repairing the vehicle is that it will not be as structurally sound as it was prior to the accident and wouldn't perform as well in a future collision. My other issue is that our vehicle was only 2 yrs old (2005). For all intents and purposes it was new, had excellent maintenance history and was still under warranty (in fact it had 5yrs of a 7yr extended warranty left on it). After being repaired, my warranty will obviously be voided and I will have no recourse on getting anything on it fixed down the road. Bottom line is this accident was not my wife's fault. I believe we should be compensated for the price we paid for the car in 2005, including the 5 remaining years on the extended warranty we also purchased. My wife has been on pain medication and muscle relaxants since the accident and I would think that she's entitled to at least a little compensation for her pain and suffering as well. Basically I feel like we're being asked to give up quite a bit and accept so much less than we feel we should get in return. Why should we have to be put under the burden of having to drive a repaired vehicle and putting our family's safety in jeopardy? Is this worth contacting a lawyer about to see if he could obtain more than the insurance company is willing to compensate us for? I'm by no means out for blood, but I also don't want to roll over and take a settlement that isn't fair to us.
What is the name of your state? ID
My wife was in an accident with another driver a few days ago. The other driver was speeding, lost control of his vehicle and hydroplaned in front of my wife causing her to T-bone him in his driver side door. He then spun around and T-boned her in her driver door. (Sounds odd I know). The other driver was cited by the police and was able to drive his vehicle away. Our car was towed due to the damage it suffered. We've filed a claim with our insurance, but the registered owner of the other vehicle has not yet filed a claim with their insurance company. Based upon the damage, it's my opinion that our vehicle should be considered a total loss. My insurance company on the other hand says the damage is not extensive enough to consider it a total loss. My concern with repairing the vehicle is that it will not be as structurally sound as it was prior to the accident and wouldn't perform as well in a future collision. My other issue is that our vehicle was only 2 yrs old (2005). For all intents and purposes it was new, had excellent maintenance history and was still under warranty (in fact it had 5yrs of a 7yr extended warranty left on it). After being repaired, my warranty will obviously be voided and I will have no recourse on getting anything on it fixed down the road. Bottom line is this accident was not my wife's fault. I believe we should be compensated for the price we paid for the car in 2005, including the 5 remaining years on the extended warranty we also purchased. My wife has been on pain medication and muscle relaxants since the accident and I would think that she's entitled to at least a little compensation for her pain and suffering as well. Basically I feel like we're being asked to give up quite a bit and accept so much less than we feel we should get in return. Why should we have to be put under the burden of having to drive a repaired vehicle and putting our family's safety in jeopardy? Is this worth contacting a lawyer about to see if he could obtain more than the insurance company is willing to compensate us for? I'm by no means out for blood, but I also don't want to roll over and take a settlement that isn't fair to us.