What is the name of your state (only U.S. law)? Michigan
I was recently in a auto accident. I have standard collision coverage which states
“If you purchase standard collision insurance for the vehicle described on your renewal notice, the Company will pay collision damages to the insured vehicle, regardless of who is responsible for the accident. You must pay your selected deductible amount for each accident.”.
No where does it state in my policy book about any limits or total loss. Yet the insurance company is saying they are totaling out my vehicle because the said the vehicle amount it less then their repair amount plus what they get to salvage it. What are my right’s here? They are not following their policy as stated. Also their repair estimate is very inaccurate, it has wrong components that need fixed listed and the field adjusted misrepresented my car condition and didnt check some things she claim to have checked.
Also they are way undervaluing my car value.
I was recently in a auto accident. I have standard collision coverage which states
“If you purchase standard collision insurance for the vehicle described on your renewal notice, the Company will pay collision damages to the insured vehicle, regardless of who is responsible for the accident. You must pay your selected deductible amount for each accident.”.
No where does it state in my policy book about any limits or total loss. Yet the insurance company is saying they are totaling out my vehicle because the said the vehicle amount it less then their repair amount plus what they get to salvage it. What are my right’s here? They are not following their policy as stated. Also their repair estimate is very inaccurate, it has wrong components that need fixed listed and the field adjusted misrepresented my car condition and didnt check some things she claim to have checked.
Also they are way undervaluing my car value.
Last edited: