covered by contractor insurance?

What is the name of your state? Illinois
I had a company install a new roof on my house. They supposedly cleaned up everything and left. They left a 2ft X 4ft piece of plywood that happened to have a nail sticking up. Of course, I walked around and stepped on the nail, going thru my shoe, into my foot. Since my wife is a nurse, We just treated it at home. I limped around for a couple of days, but it is OK now.

I notified the company and all they asked if I got a tetnus shot. I haven't paid them yet. What kind of leverage to I have to hold back partial payment on them or do I just ask for their insurance company? Can someone suggest a possible amount?

[HomeGuru]

Originally posted by DRAKE1029
What is the name of your state? Illinois
I had a company install a new roof on my house. They supposedly cleaned up everything and left. They left a 2ft X 4ft piece of plywood that happened to have a nail sticking up. Of course, I walked around and stepped on the nail, going thru my shoe, into my foot. Since my wife is a nurse, We just treated it at home. I limped around for a couple of days, but it is OK now.

I notified the company and all they asked if I got a tetnus shot. I haven't paid them yet. What kind of leverage to I have to hold back partial payment on them or do I just ask for their insurance company? Can someone suggest a possible amount?

**A: your homeowner's insurance and your medical insurance would have covered such a claim. You have no grounds to hold back payment.

[JETX]

And don't even TRY to tell us that you didn't see this 24" x 48" piece of wood!!
And since you obviously DID see it, why didn't you at least look at it (and hopefully pick it up) instead of stepping on it???
Stupidity is not legally actionable.

HG,
The medical portion of a homeowners policy covers medical payments to others (regardless of liability) but not the homeowner themselves.