What is the name of your state? Idaho
Hello and thank you for taking the time to read my question.
We bought a new (to us) minivan from my husbands father (a car dealer in a neighboring state -Montana). The minivan was delivered to a dealership nearby where we live in Idaho. and we picked it up on Saturday. It has a temporary plate from Montana, was not yet insured and was parked in front of our home. Yesterday afternoon, a young man failed to negotiate his turn and slid on the icy street impacting our van and causing a goodly amount of cosmetic damage along the length of the drivers side and sticking shut the drivers side sliding door. He admitted fault, apologized and provided his name address and insurance info.
The police were not called but I wonder if they should be.
I am concerned about our lack of an insurance policy on our new van although this accident were not our fault. I am hoping someone may be able to tell me how this may play out, what i should expect from our dealings with the other driver's insurance co. and if it is possible that we are left without recourse by our failure to have purchased insurance on the minivan.
This accident happened in Idaho state.
Any advice is welcomed and appreciated, truly. Thank you for your polite attention despite your busy schedule.