I live in NY state. I was working and had to do an intake at housing for disabled persons. It is owned by a agency but looked like residential housing. Okay here is my story after some back information. I was pulling into a driveway from a main road and as soon as i pulled in i herd my car scrape so i backed out and pulled into another driveway. I got out of my car and noticed my bumper was all messed up. I went into the house and told a staff member. She stated that they have been trying to get the city to fix it. well I don't know the laws in the city of Syracuse but the side walk was fine it was the driveway between the sidewalk and the main road that screwed up my bumper. With them knowing about the needed repair to their driveway should I be held responsible and use my insurance?