employee accident

We have a Florida incorporated lawn business whose employee had an accident in one of our vehicles. He was listed as a secondary driver whereas the president and owner is listed as the primary driver. The employee was given a ticket for not yeilding the right-of-way and was given the ticket. However, we will be fighting the ticket with quite a bit of evidence against it. Here are our questions:

1. Is the employee/driver required to also submit his personal insurance information since as a secondary driver on our insurance, they will only cover or pay about 20%?
And shouldn't his insurance also be notified since it does effect his driving record ?

2.If his insurance is "liable", and because he did sustain some injuries. Which would take precidence, his insurance or workers comp, since he was working ?

Any help would be appreciated.

Thank You

I am a law school graduate. what I offer is mere information, not to be construed as forming an attorney client relationship.

That very much depends on a number of factors, including whether his accident occured during the scope of his employment, if he is found to be at fault, etc.

This will then determine which way the burden is shifted -- you pay or does his insurance pay.

If you haven't already done so, speak to a licensed accident attorney in your state who has experience with employee related accidents.