B
bcarmichael
Guest
What is the name of your state? California
My boyfriend was in Big Bear offroading. He accidentally got stuck in a stream and the engine was submerged in water, thus ruining the engine. We thought this would be covered under comprehensive damages under his insurance policy. However, the adjuster is trying to say we have to pick up some of the tab because of "wear and tear" on the engine. However, the engine would have never suffered this kind of damage if it wasn't for this accident so we know it didn't break because of wear and tear.
Is it right that we have to pay for it? Shouldn't Comprehensive Coverage cover this situation? Please help! What are our rights?
My boyfriend was in Big Bear offroading. He accidentally got stuck in a stream and the engine was submerged in water, thus ruining the engine. We thought this would be covered under comprehensive damages under his insurance policy. However, the adjuster is trying to say we have to pick up some of the tab because of "wear and tear" on the engine. However, the engine would have never suffered this kind of damage if it wasn't for this accident so we know it didn't break because of wear and tear.
Is it right that we have to pay for it? Shouldn't Comprehensive Coverage cover this situation? Please help! What are our rights?