+ Reply to Thread
Results 1 to 6 of 6
Like Tree1Likes
  • 1 Post By CSO286

Thread: Going at it alone: What all do I need to submit? Demand letter? Discovery of limits?

  1. #1
    firstwreck is offline Junior Member
    Join Date
    Jun 2013
    Posts
    21

    Going at it alone: What all do I need to submit? Demand letter? Discovery of limits?

    What is the name of your state (only U.S. law)? TN

    You can see my previous thread if you want more info on what happened. The gist, is I was injured in an accident on a motorcycle, where the other party, in a car, was at fault. I ended up with a screw in my wrist. After back and forth with progressive, they've determined fault and are now seeking to make me an offer.

    Unless things get hairy, I'm not getting a lawyer.
    I want to see the offer they make me.
    If it's at policy limits, then I'll negotiate subrogation with Blue Cross Blue Shield, who paid all my medical bills, and be done.
    I have questions on how to proceed.

    1. Online it shows that fault was determined, but it doesn't say the percentages. Can I request this?

    2. Can I request discovery on the policy limits of the other party?

    3. Should I send my own demand letter?

    4. I'm currently including the following. Should I include any more?
    ~13k in medical expenses (ER, Doctor visits, Xrays, temp cast, surgery, brace, follow ups, physical therapy)
    ~3k in lost wages
    ~5k in future lost wages (physical therapy visits)
    ~10k in future medical (any possibility of additional surgery, all physical therapy, etc,)
    ~anything else??
    Sub-total: ~31k
    Pain & Suffering: ~46.5k (1.5x multiplier)
    Total for Demand Letter: ~77.5k (I'm hoping they will settle on policy limits, likely 25k. Doubtfully 50k)

    5. They sent a medical records release form to me. I've asked to have it reworded to restrict it to all medical for the last year, instead of for all time.
    Is it OK to sign this?
    Is there any reason I should collect this info on my own?
    Am I doing any damage to possible subgroation claims by letting progressive talk to Blue Cross?
    (Note: my consultation lawyer said this was pretty standard and it shouldn't be a problem)

    Anything else I need to cover in order to get them to offer me a fair settlement?
  2. #2
    TheGeekess is offline Senior Member
    Join Date
    Nov 2007
    Location
    The Heart o' Dixie
    Posts
    9,813
    Quote Originally Posted by firstwreck View Post
    What is the name of your state (only U.S. law)? TN

    You can see my previous thread if you want more info on what happened. The gist, is I was injured in an accident on a motorcycle, where the other party, in a car, was at fault. I ended up with a screw in my wrist. After back and forth with progressive, they've determined fault and are now seeking to make me an offer.

    Unless things get hairy, I'm not getting a lawyer.
    I want to see the offer they make me.
    If it's at policy limits, then I'll negotiate subrogation with Blue Cross Blue Shield, who paid all my medical bills, and be done.
    I have questions on how to proceed.

    1. Online it shows that fault was determined, but it doesn't say the percentages. Can I request this?

    2. Can I request discovery on the policy limits of the other party?

    3. Should I send my own demand letter?

    4. I'm currently including the following. Should I include any more?
    ~13k in medical expenses (ER, Doctor visits, Xrays, temp cast, surgery, brace, follow ups, physical therapy)
    ~3k in lost wages
    ~5k in future lost wages (physical therapy visits)
    ~10k in future medical (any possibility of additional surgery, all physical therapy, etc,)
    ~anything else??
    Sub-total: ~31k
    Pain & Suffering: ~46.5k (1.5x multiplier)
    Total for Demand Letter: ~77.5k (I'm hoping they will settle on policy limits, likely 25k. Doubtfully 50k)

    5. They sent a medical records release form to me. I've asked to have it reworded to restrict it to all medical for the last year, instead of for all time.
    Is it OK to sign this?
    Is there any reason I should collect this info on my own?
    Am I doing any damage to possible subgroation claims by letting progressive talk to Blue Cross?
    (Note: my consultation lawyer said this was pretty standard and it shouldn't be a problem)

    Anything else I need to cover in order to get them to offer me a fair settlement?
    Please keep all your questions in the same thread.
  3. #3
    firstwreck is offline Junior Member
    Join Date
    Jun 2013
    Posts
    21
  4. #4
    CSO286 is online now Senior Member
    Join Date
    Jun 2010
    Location
    Once upon a time, far, far, away...
    Posts
    5,356
    You can reopen your own thread.
    TheGeekess likes this.
  5. #5
    latigo is offline Senior Member
    Join Date
    Apr 2009
    Posts
    3,725
    Quote Originally Posted by TheGeekess View Post
    Please keep all your questions in the same thread.
    Why?

    Especially "why" since you abstained to that of 6/20/13, which happens to be CLOSED!
  6. #6
    firstwreck is offline Junior Member
    Join Date
    Jun 2013
    Posts
    21
    Quote Originally Posted by CSO286 View Post
    You can reopen your own thread.
    Thanks. I didn't realize I could do that. In every other forum I've used, once a thread closes it's permanent. I'll update that one.

Similar Threads

  1. Discovery time limits
    By sunny1too2 in forum Drug Charges
    Replies: 1
    Last Post: 02-15-2009, 03:42 PM
  2. Discovery Time Limits
    By sunny1too2 in forum Drug Charges
    Replies: 0
    Last Post: 02-15-2009, 12:52 PM
  3. Submit Demand for Discovery
    By twarren01 in forum Speeding and Other Moving Violations
    Replies: 1
    Last Post: 03-24-2005, 09:39 AM
  4. Replies: 2
    Last Post: 08-21-2002, 05:38 AM
  5. Need to increase Discovery Limits (Interogatories, Docs, Depos, etc.)
    By greson in forum Job Discrimination and Harassment
    Replies: 0
    Last Post: 08-19-2002, 10:40 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •  

© 1995-2012 Advice Company, All Rights Reserved

FreeAdvice® has been providing millions of consumers with outstanding advice, free, since 1995. While not a substitute for personal advice from a licensed professional, it is available AS IS, subject to our Disclaimer and Terms & Conditions Of Use.