A guy borrowed my car. I need help!!!

My Name is Santiago . My case took place on july 9 2001. A friend that was living in an appartment next by me borrowed my car, and got in an accident with another car. My insurance had expired 5 days previous to the accident. it was his fault because he didn't stop in an "stop sign". the other person's insurance company is sending me the claim so I pay the other's car damages and medical expenses. the claim that the insurance company is sending me is of $6,000. I don't have the money to pay that off, and since I wasn't driving I want to know what do I need to do in order to have this guy ( the one that was driving my car) be responsible for this accident. He doesn't want to know anything about this. I tried to talk to him, but he is refusing to do something about it.
I'm an international student, and I don't have money to pay this. I'm just barely paying my own education.
The laywer from the insurance company called me to let me know about my driving priviledges, and he explained to me the procedure. I told him i don't have the money, and I wasn't going to be able to pay that money.
can you tell me what can I do about this.
thanks.

[JETX]

Simply, you are responsible for the use of your car. You didn't have insurance (which is a BIG no-no). You then let an idiot drive your car. You are now responsible for the damage that this idiot caused.

If you don't pay the damages, the damaged party (or their insurance) can take you to court and get a judgment against you. You will have to pay the damages.

Then, if you want, you can sue the idiot neighbor to recover YOUR damages. You cannot transfer your liability to another.