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02-28-2009, 05:13 PM
| | Junior Member | | Join Date: Feb 2009
Posts: 1
| | | the guy dented my door and his insurrance is totaling my vechile
Missouri
The guy was at fault, he wasn't paying attention and he dented my door in. His insurance adjuster wants to total my vehicle because damage done is more than the worth of the vehicle. which is total bs because my vehicle has brand new tires and a NEW ENGINE! it works perfectly. still does... just needs some repair so the door will shut. here is a copy of a law sheet that i found [url]http://www.glassbytes.com/documents/newsSB77520080222.pdf[/url] for missouri state.... what can i do? i am a poor college student... i need a vehicle or im screw... thanks guys |
02-28-2009, 05:50 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,844
| | | Even with a new engine, it may not be worth very much. Numbers don't lie and total loss is determined all by the numbers. Tell them you want to keep the car and accept whatever they give you.
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Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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02-28-2009, 07:58 PM
| | Senior Member | | Join Date: Jun 2000 Location: Somnambulist University
Posts: 39,556
| | | If you really REALLY want to keep the vehicle, negotiate a 'buy-back' of the vehicle from the insurance salvage... and get it fixes yourself.
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There are at least 17 lawsuits (!!) pending in various courts, including the US Supreme Court, asking if Obama is a natural born citizen (as req'd by Art II, Sec 1 of the US Constitution).
Why has he spent over $1.35M in legal fees to block disclosure... rather than spend $12 for a VALID birth cert to settle the matter? The 'certificate' he has presented doesn't qualify to get a drivers license, wouldn't allow a child to qualify for Little League, or for a real citizen to get a US passport!
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02-28-2009, 09:11 PM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,844
| | | If a dent in the door is enough to total the car, I'm gonna venture a guess that the salvage value is negligible and they'd be offering him minimum basic transportation value anyway.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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03-01-2009, 09:24 AM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,716
| | Quote:
Originally Posted by cryglory  Missouri
The guy was at fault, he wasn't paying attention and he dented my door in. His insurance adjuster wants to total my vehicle because damage done is more than the worth of the vehicle. which is total bs because my vehicle has brand new tires and a NEW ENGINE! it works perfectly. still does... just needs some repair so the door will shut. here is a copy of a law sheet that i found [url]http://www.glassbytes.com/documents/newsSB77520080222.pdf[/url] for missouri state.... what can i do? i am a poor college student... i need a vehicle or im screw... thanks guys | EVERY vehicle has tires and an engine.
ETA - well, every road-worthy vehicle...you know what I mean 
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.
Communication is KEY - 10 mins of talking now can save you months of headaches later!
Masterfully stating the obvious to the oblivious! (Thanks SP!)
Tell it like it is! When all else fails, make up a statistic! 
Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
03-01-2009, 11:12 AM
| | Senior Member | | Join Date: Feb 2006 Location: Philadelphia, PA
Posts: 17,844
| | | A new engine WILL add to the value of an old vehicle. But not necessarily enough to prevent it from being totalled.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.
-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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03-01-2009, 11:14 AM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,716
| | Quote:
Originally Posted by ecmst12 A new engine WILL add to the value of an old vehicle. But not necessarily enough to prevent it from being totalled. | Yes, a new engine will increase the value of a vehicle that has an old, blown out engine
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.
Communication is KEY - 10 mins of talking now can save you months of headaches later!
Masterfully stating the obvious to the oblivious! (Thanks SP!)
Tell it like it is! When all else fails, make up a statistic!
Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) |
03-01-2009, 11:31 AM
| | Senior Member | | Join Date: May 2006 Location: I dunno. What time is it?
Posts: 1,348
| | Quote:
Originally Posted by cryglory Missouri
The guy was at fault, he wasn't paying attention and he dented my door in. His insurance adjuster wants to total my vehicle because damage done is more than the worth of the vehicle. which is total bs because my vehicle has brand new tires and a NEW ENGINE! it works perfectly. still does... just needs some repair so the door will shut. here is a copy of a law sheet that i found [url]http://www.glassbytes.com/documents/newsSB77520080222.pdf[/url] for missouri state.... what can i do? i am a poor college student... i need a vehicle or im screw... thanks guys | What do they claim the value of your vehicle is?
What do you think it is?
How much will it cost to fix the door?
Who is paying for your substitute transportation?
Where is the vehicle now? Who is paying for the storage? |
03-01-2009, 11:32 AM
| | Senior Member | | Join Date: Jan 2005
Posts: 21,716
| | Quote:
Originally Posted by Stevef What do they claim the value of your vehicle is?
What do you think it is?
How much will it cost to fix the door?
Who is paying for your substitute transportation?
Where is the vehicle now? Who is paying for the storage? | One other important question: What kind of vehicle is it? (Year, make, model & mileage)
__________________ *
*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.
Communication is KEY - 10 mins of talking now can save you months of headaches later!
Masterfully stating the obvious to the oblivious! (Thanks SP!)
Tell it like it is! When all else fails, make up a statistic!
Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to) | |
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