Head on Collision - Good first offer?

[krwshl]

This occured in Illinois. Over the summer I was a passenger in a vehicle that was struck head on by another vehicle at 45mph. The car that hit us crossed over a median ... all of us were taken to the hospital by an ambulance. All of my damages were soft tissue and my shoulder still hurts. I have went to 2 months of physical therapy and may need to go back.
My total medical bills are $8400 and my lost wages were nearly $1600. My attorney sent all this info to the at fault party's insurance company and they offered me $22,000 (my bills and wages are included) with fees I will likely get around $10,000 for pain and suffering. I thought this number seemed a bit low for all I went through, is this a decent first offer? How much is a insurance company likely to negotiate ... I have 1.5 years left due to the S.O.L. Is it worth taking it to court? I figured if nothing else we could file suit in order to try to scare the insurance company?
Any input is greatly appreciated

 

[Shay-Pari'e]

This occured in Illinois. Over the summer I was a passenger in a vehicle that was struck head on by another vehicle at 45mph. The car that hit us crossed over a median ... all of us were taken to the hospital by an ambulance. All of my damages were soft tissue and my shoulder still hurts. I have went to 2 months of physical therapy and may need to go back.
My total medical bills are $8400 and my lost wages were nearly $1600. My attorney sent all this info to the at fault party's insurance company and they offered me $22,000 (my bills and wages are included) with fees I will likely get around $10,000 for pain and suffering. I thought this number seemed a bit low for all I went through, is this a decent first offer? How much is a insurance company likely to negotiate ... I have 1.5 years left due to the S.O.L. Is it worth taking it to court? I figured if nothing else we could file suit in order to try to scare the insurance company?
Any input is greatly appreciated

I don't see the problem with their fair offer at all.I don't see it worth your time, as you may get less.

 

[krwshl]

I guess I thought one should receive 3 times specials, not including lost wages. After lost wages I am looking at $8400 in pain and suffering ... I am just wondering if my attorney is doing a good job. He is supposed to be the best around, I wonder if he is slacking.

 

[Shay-Pari'e]

You have gotten more than a fair offer, but you can certainly milk it until they say "0", your call.

 

[krwshl]

sounds like my attorney did a good job then, i appreciate your help

 

[Shay-Pari'e]

sounds like my attorney did a good job then, i appreciate your help

And your welcome, take the offer, it is more than fair and you could be looking at nothing if you push it.

Good Luck.

 

[teflon_jones]

Sounds like a very fair offer. Take it and don't look back!

 

[krwshl]

I called my family doctor and think I am going to see an orthopedist before thinking about settling. If I do have more problems I would like to know now before settling and if so I would hope that my pain and suffering increases.

 

[krwshl]

A friend told me to wait it out anyways because insurance companies do not like having open cases. I was told, not sure how true, that it is likely that the insurance company would bump it up just if I wait it out ... any validity to that?

 

[Lynx 36]

Quote: " I was told, not sure how true, that it is likely that the insurance company would bump it up just if I wait it out ... any validity to that?"

No.

 

[xueguochen]

good

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