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  #1  
Old 03-02-2009, 04:07 PM
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Join Date: Mar 2009
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Help with my Son vs BMW


What is the name of your state (only U.S. law)? FL

My Son rear-ended his friends 2006 BMW (minor)-- after agreeing to settle without involving the insurance co (or police)...he went about getting some quotes...

My Son describes minor damage as cracked paint... the BMW dealer wants to make some cash...offering to replace the bumper and repaint the back end to the tune of $1200 + ... the local collision shop states that the bumper does not need repair...and that he will paint the back bumper for $500..so it's as new.

The complaintant wants the dealer ... my Son can only afford the collision shop...

Could someone please help me with options...am I stuck with the dealer cost?

My Son is under my insurance...($1000 deuct.) and were trying of make it cost effective...

Thanks for any help in advance!

Greg
  #2  
Old 03-02-2009, 04:11 PM
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It is entirely possible that the bumper has been damaged to the point of needing replacement.
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  #3  
Old 03-02-2009, 04:24 PM
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Location: Philadelphia, PA
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Expensive cars take expensive body work. Turn it over to your insurance company and they will pay for all of it. Your deductible only applies to the damage to YOUR car (collision claim). Liability claims have no deductible.
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  #4  
Old 03-02-2009, 05:01 PM
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Bmw


Thanks for the quick reply....accordind to the collision repair mechanic...the BMW dealer is just hard up for cash...he thinks the bumper is fine...

Last edited by gdyer; 03-02-2009 at 05:03 PM.
  #5  
Old 03-02-2009, 05:06 PM
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Quote:
Originally Posted by gdyer View Post
Thanks for the quick reply....accordind to the collision repair mechanic...the BMW dealer is just hard up for cash...he thinks the bumper is fine...
Ahhh, so the general collision repair guy knows more about 2006 BMW's than the BMW dealer. Gotcha.
__________________
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The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #6  
Old 03-02-2009, 05:45 PM
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Location: Philadelphia, PA
Posts: 17,775
Did the collision repair guy actually LOOK at this car?
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Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.

-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
  #7  
Old 03-02-2009, 05:48 PM
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Location: nc
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My dealer wanted to sell me a new catalytic converter because my “check engine” light was on, and the reading said something about the converter.
The local supply house told me to put a new Nissan gas cap on.
I did.
The light went off and the vehicle passed it’s inspection.
  #8  
Old 03-02-2009, 06:03 PM
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Quote:
Originally Posted by LSCAP View Post
My dealer wanted to sell me a new catalytic converter because my “check engine” light was on, and the reading said something about the converter.
The local supply house told me to put a new Nissan gas cap on.
I did.
The light went off and the vehicle passed it’s inspection.
And that has to do with body work...how?
__________________
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*
The information I gave is based on my 7 seconds of research on Google. Review the information yourself to make an informed decision.

Communication is KEY - 10 mins of talking now can save you months of headaches later!

Masterfully stating the obvious to the oblivious! (Thanks SP!)

Tell it like it is! When all else fails, make up a statistic!

Gender references shall apply equally to the other gender. I will not correct gender mistakes (unless I want to)
  #9  
Old 03-02-2009, 07:34 PM
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Fair is fair.... The answer is in the details!


Quote:
Originally Posted by Zigner View Post
It is entirely possible that the bumper has been damaged to the point of needing replacement.
Exactly... To look at the painted side of a bumper cover and say "I can repaint it and make it look new" is gullible, unproffessional and it shows that this guy knows nothing about paint and body repair!

The plastic/fiberglass mix that makes up the bumper is much more pliable than metal and dents cannot be filled with the same filler (Bondo) used for the metal parts. So regardless of how many times it is painted, you might still be able to see imperfections in the paint. Additionally, structural supports on the bumper itself might have cracked/broke off due to the impact. Those obviously cannot just be "glued on" if they are damaged, therefore the bumper must be replaced.

Also, and in addition to the bumper cover that might have flexed and popped back to its original shape after the impact, an experienced repairman would have to inspect the bumper support (a re-enforced metal part that sits behind the bumper cover/it is responsible for offering the most amouont of protection from impacts (not the bumper that you see on the surface)) for any dents/damage. If that part is dented, and since it can crack if one were to try and force it back into shape, it must be replaced.

Lastly, the bumper support attaches to the vehicle's chassis via pneumatic/hydraulic shock (supports) which must be tested and measured to specs after any impact. If they do not measure up then -for safety reasons- and in hopes that they will perform as designed in case of another accident, they must be replaced as well.

Quote:
Originally Posted by gdyer View Post
....accordind to the collision repair mechanic...the BMW dealer is just hard up for cash...he thinks the bumper is fine...
I wold think the bumper is fine too if I was hard up for cash myself...

First, BMW dealers usually do not do paint/body repair. They usually subcontract the work to a Paint/body work shop which is certified by BMW (they would have to have the knowledge and expertise of BMW manufacturing and painting specifications - these shops usually have employees who have attended manufacturer sponsored training about the required repair procedures). The dealers usually do not make much of anything on a customer’s car that comes into their shop and ends up going straight to the body shop. The body shop will purchase any needed parts from that particular dealer but even then, the dealer will only charge his cost for those parts in return for such services as touching up a hood or buffing out a small scratch on a door on new cars that come in with minor damages like that which occur in transit… as well as detailing services to either used cars the dealer is selling or new cars that may have sat on the lot for an extended period of time.

So saying “the BMW dealer is hard up for a little cash” is only an indication that this body shop will say anything because they are even more hard up for even lesser cash. Times are tough, I guess.

Lastly, your son, borrowed/took/used a car that had a bumper that at least seemed to have been in perfect shape. The only fair thing is to bring it back to the same shape that it was in or that which you would want for your own car if this BMW was yours.

In fact, I am willing to bet that if this was your car and let’s assume that the insurance would have recommended this independent body shop, you’d be on here asking “what can I do to get my insurance to pay for me to take it to the dealer?” Right?

Fair is fair… and usually, it is not that hard out figure out what is fair!!!

Sorry for the long post... And no, I never worked at a body shop nor a BMW dealer!
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Last edited by I_Got_Banned; 03-02-2009 at 07:39 PM.
  #10  
Old 03-02-2009, 09:17 PM
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Join Date: Mar 2009
Posts: 3

Bmw


Points well taken...

-- My objection is that the complainant wanted to keep this out of the insurance company's touch... and at $1200 it sound like it would be better off for me to file a claim.

-- I Don't trust auto dealerships farther than I can throw them...and I have purchased Volvo's to Toyota's off the showroom floor...and had to scrutinize every transaction along the way.

Thank you all for making this an enjoyable forum for learning...and may my Son learn some driving skills from this experience.
  #11  
Old 03-02-2009, 10:17 PM
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Location: Philadelphia, PA
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I agree you should file a claim.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.

-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
  #12  
Old 03-03-2009, 05:18 AM
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To ZIGNER
My point is that I don’t trust dealers as far as I can throw a house either.

The catalytic converter would have cost me $1500.00 The gas cap cost me $14.00

And a dealer near me does his own repairs and painting.
  #13  
Old 03-03-2009, 05:22 AM
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Quote:
Originally Posted by LSCAP View Post
And a dealer near me does his own repairs and painting.
a BMW Dealer near you has a body shop at the dealership's service department and does his own body repair and auto painting?
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  #14  
Old 03-03-2009, 05:55 PM
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No. You’re right. It is a Mazda, Nissan, Buick, Pontiac, Oldsmobile and I don’t know what else. But you’re right. It isn’t a BMW dealer.
  #15  
Old 03-03-2009, 06:38 PM
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Location: Philadelphia, PA
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BMW dealers are in fact their own brand of special.
__________________
Lawsuits are not about justice. They are about MONEY. If you don't want money, then you shouldn't be thinking about suing. And people post here because they are thinking about suing. Because they want money, no matter how much they don't want to admit that to themselves.

-Auto insurance adjuster for 2 years - as of 6/15/09, I am FREE!
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