I live in Minnesota, We live in a duplex and pay rent to the land lord. We have a back parking lot with 4 spots, while I was backing up there was a little tree stump about only 6inches wide and 6inches out of the ground. I did not know it was there. While going over the tree stump it caught on to my front bumper and began to pull it off. It made a pretty nice dent and cracked my bumper. Can I get my landlord to pay for the damages to my car? There was leaves covering the stump and it was not visable at all.