V
vetttech
Guest
What is the name of your state? Connecticut
This is going to be a long post; please take the time to read - you might have the answer I so desperately need...
Accident date: May 31, 2002
Under the intersection, my light turned yellow. No way to safely stop (SUV barreling down on me), so I had to run it. Woman in a minivan decides to pull a left turn crossing in front of me. I hit her going about 40 mph (posted limit is 45). She was cited for improper left turn/failure to grant right of way. My beloved, custom 1990 Maxima was undrivable and had to be towed to the shop.
Her insurance (Prudential) claimed I was 50% at fault, although I received NO ticket. The officer's opinion was that I was not at fault, obviously, or I would have been cited. I refused to accept 50% and spoke to her supervisor, who finally agreed I was only 25% at fault. These decisions alone took up to 2 weeks, all while my car was racking up expensive storage fees at the shop. I could'nt fix the car until they paid me, right? It wasn't coming out of my pocket! (I failed to mention to you that 24 days before this nasty accident, my agent had convinced me to finally drop my collision coverage. This is why my insurance would not fight for me.)
I hired an attorney. The lady dragged me into court to fight her ticket (she lost). It cost me more to come from my summer vacation on Block Island, RI to court, than her ticket cost!!!
This is what my attorney and I feel is owed to me:
Storage/Towing fees: $580
Rental car: $800
Adjusters value of my car: $3800
Custom parts (in CT, they're required to repair it to the way it was when hit, custom parts included): $250
Medical bills due to accident: $375
2 10-disc CD changers (EXPERT says it's jammed beyond repair): $500
Total: $6305.00
They've offered $4000 SIX months later! I still haven't even seen my car's repair ($3800) money! It was not totaled. I'm in my car all day everyday for my line of work. I lost my job because of this accident! If my parents didn't lend me $6000 to put down on a car, I would still be out of work, 6 months later! I emptied my savings account of $3500 to pay my storage, rental, medical, etc!
I am broke; can barely make my car payment/insurance. In general, I can't make ends meet and it's directly because of this woman and Prudential. They have both ruined my life and driven me into a depression, of which I can't get out of.
Oh, by the way, even if I get $6305, I owe my parents $6000. I'm still stuck with the shorter end of the stick.
My attorney is my friend. No other attorney would take my case because the injury amount is so insignificant and that's all lawyers care about. Small claims max in Ct is $3500.
What in God's name do I do??? I can't take much more.
This is going to be a long post; please take the time to read - you might have the answer I so desperately need...
Accident date: May 31, 2002
Under the intersection, my light turned yellow. No way to safely stop (SUV barreling down on me), so I had to run it. Woman in a minivan decides to pull a left turn crossing in front of me. I hit her going about 40 mph (posted limit is 45). She was cited for improper left turn/failure to grant right of way. My beloved, custom 1990 Maxima was undrivable and had to be towed to the shop.
Her insurance (Prudential) claimed I was 50% at fault, although I received NO ticket. The officer's opinion was that I was not at fault, obviously, or I would have been cited. I refused to accept 50% and spoke to her supervisor, who finally agreed I was only 25% at fault. These decisions alone took up to 2 weeks, all while my car was racking up expensive storage fees at the shop. I could'nt fix the car until they paid me, right? It wasn't coming out of my pocket! (I failed to mention to you that 24 days before this nasty accident, my agent had convinced me to finally drop my collision coverage. This is why my insurance would not fight for me.)
I hired an attorney. The lady dragged me into court to fight her ticket (she lost). It cost me more to come from my summer vacation on Block Island, RI to court, than her ticket cost!!!
This is what my attorney and I feel is owed to me:
Storage/Towing fees: $580
Rental car: $800
Adjusters value of my car: $3800
Custom parts (in CT, they're required to repair it to the way it was when hit, custom parts included): $250
Medical bills due to accident: $375
2 10-disc CD changers (EXPERT says it's jammed beyond repair): $500
Total: $6305.00
They've offered $4000 SIX months later! I still haven't even seen my car's repair ($3800) money! It was not totaled. I'm in my car all day everyday for my line of work. I lost my job because of this accident! If my parents didn't lend me $6000 to put down on a car, I would still be out of work, 6 months later! I emptied my savings account of $3500 to pay my storage, rental, medical, etc!
I am broke; can barely make my car payment/insurance. In general, I can't make ends meet and it's directly because of this woman and Prudential. They have both ruined my life and driven me into a depression, of which I can't get out of.
Oh, by the way, even if I get $6305, I owe my parents $6000. I'm still stuck with the shorter end of the stick.
My attorney is my friend. No other attorney would take my case because the injury amount is so insignificant and that's all lawyers care about. Small claims max in Ct is $3500.
What in God's name do I do??? I can't take much more.