Hit and run

What is the name of your state? What is the name of your state? North Dakota

Well, here's how it goes. I live in a half of a house, and I have neighbors that live in the other half. We have a 4 space driveway, 2 spaces for my side, 2 for their side. One night they had some friends over taking both spaces of my side, so I parked behind, with plenty of room for them to get out. They pulled straight into my car doing over 600$ of damage, and didn't leave a note or anything.

I talked to my neighbors and they told me they had some people over for beers, but told me "People were here but we don't know who they were."

I reported it as a hit and run. So the question is, should my insurance have to pay for it, and I pay the premium, or are my neighbors responsible for not telling people to leave our side of the driveway?

[I AM ALWAYS LIABLE]

"One night they had some friends over taking both spaces of my side, so I parked behind [them]."

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My response:

Gee, that was a brilliant idea. What are you going to do for an encore?

IAAL

well, it was either that or park at the laundromat and risk getting towed...

Or knock on the neighbor's door and ask them to move the gosh darned cars.


Nope, sorry. Too sensible.