E
estephen
Guest
I am checking to see if I have any sort of ground here. I was involved
in an accident on a motorcycle. I was on a two-lane road and was about
to enter a left had curve in the road. A truck coming the opposite way
was going too fast for the turn (right hander for him) and he cam all
the way into my lane. I ended up off the road (not upright of course).
The bike suffered major damage and I suffered minor scrapes and bruises.
The truck never stopped. My insurance company (who I have
uninsured/underinsured coverage with) tells me that since there was no
contact, that I cannot collect on my policy. I had a witness to the
accident, and I filed a police report. My friend had a similar accident
where the other motorist did not stop, but he had witnesses on the
police report. His insurance had to cover it even though there was no
contact made. Is this the law or did he just have a good insurance
company.
in an accident on a motorcycle. I was on a two-lane road and was about
to enter a left had curve in the road. A truck coming the opposite way
was going too fast for the turn (right hander for him) and he cam all
the way into my lane. I ended up off the road (not upright of course).
The bike suffered major damage and I suffered minor scrapes and bruises.
The truck never stopped. My insurance company (who I have
uninsured/underinsured coverage with) tells me that since there was no
contact, that I cannot collect on my policy. I had a witness to the
accident, and I filed a police report. My friend had a similar accident
where the other motorist did not stop, but he had witnesses on the
police report. His insurance had to cover it even though there was no
contact made. Is this the law or did he just have a good insurance
company.