How can we be charged all?

[Mary Joseph]

What is the name of your state? South Carolina

My sons "best friend" willingly let him drive his truck (owned by his mom and sister??) to take a friend home from a party. My son ran the truck into an embankment and did supposedly $1700.00 in damages. They claim to have $1000.00 deductible. We barrowed the$1000.00. Now they claim we have to pay the whole $1700.00 so their homeowners ins. won't go up. Sounds funny to me?? What does the law say?

 

[racer72]

The law says your son in liable for the entire cost of the damage. If the owners of the truck did file a claim with their insurance, most likely auto insurance not homeowners, the insurance company would come after your son for reimbursement. And it would be more than the $700 difference, they would also ask for attorney and collection fees too.