how much coverage is enough?

[myownworst]

What is the name of your state? nv. in addition to my previous post i have some other issues that i am confused about. first, can anyone give me the name of a psyhcic who can tell me what the damages will be in any future accident so i'll know how much ins. to purchase? for the ins. co. to tell me i erred by not getting enough coverage begs the question, so tell me then, mr. paid on commission ins. pro, how much is enough? i say that when transactions require the purchase of "full coverage" insurance by law.....and i meet said requirements, to suddenly contend that i am not "fully" covered has me vexed. i am not savy to insurance law or liability law but it would seem to me that if a min. is established(with a deductible), by obtaining the min. i have met my obligations as a responsible driver. it was just my luck(bad) that i hit a transformer instead of a mailbox.......what if i had hit a ka-billion dollar whatever? i'll bet that if you ask a ins. agent how much you should get, they will immediately start to mentally calculate their commission as they ask: how much can you afford? that stinks. where are you kreskin? lol

 

[HomeGuru]

What is the name of your state? nv. in addition to my previous post i have some other issues that i am confused about. first, can anyone give me the name of a psyhcic who can tell me what the damages will be in any future accident so i'll know how much ins. to purchase? for the ins. co. to tell me i erred by not getting enough coverage begs the question, so tell me then, mr. paid on commission ins. pro, how much is enough? i say that when transactions require the purchase of "full coverage" insurance by law.....and i meet said requirements, to suddenly contend that i am not "fully" covered has me vexed. i am not savy to insurance law or liability law but it would seem to me that if a min. is established(with a deductible), by obtaining the min. i have met my obligations as a responsible driver. it was just my luck(bad) that i hit a transformer instead of a mailbox.......what if i had hit a ka-billion dollar whatever? i'll bet that if you ask a ins. agent how much you should get, they will immediately start to mentally calculate their commission as they ask: how much can you afford? that stinks. where are you kreskin? lol

**A: please post to your initial thread.

 

[myownworst]

new at this home guru....sorry

i see now how this thing works. my original thread is actually a separate post. my bad. anyway, i posted it last night if you could take a look at it i would appreciate it. it's titled, damages exceeding coverage.......thanks.