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e82post
Guest
Scenario of accident. Old BMW was sitting in the middle of the interstate, it was not parked but not moving either. I slam on my brakes, not enough to stop completely and bump into the car. Damages: my car-left head light broken, other car-none to my knowledge during the scene of the accident. We both pull our cars over. I ask the other person if he is okay? He answers, YES. There were no police on scene. We exchange information. The driver tells me that he was hit by a semi truck a few minutes before I hit him in the rear. I speak with the semi truck driver. Same story, other person was sitting in road. We do not exchange information.
My insurance company does not pay for my damages. I find out 6 months later when my premium is raised..the other person was paid out approx. $1400 for rear bumper damage and $3500 for medical. Is this legal?? I did nothing wrong and the person was not injured at the scene of the accident. And is it possible my vehicle (a two door coupe) can cause that much damage to an old car ('86 BMW). Is there anything I can do to reduce my premium or convince my insurance company that damages paid were not inflicted by my car? Thanks for the advice!
My insurance company does not pay for my damages. I find out 6 months later when my premium is raised..the other person was paid out approx. $1400 for rear bumper damage and $3500 for medical. Is this legal?? I did nothing wrong and the person was not injured at the scene of the accident. And is it possible my vehicle (a two door coupe) can cause that much damage to an old car ('86 BMW). Is there anything I can do to reduce my premium or convince my insurance company that damages paid were not inflicted by my car? Thanks for the advice!