The reason I asked was I have very similar accident as the gentleman that wants to do it on his own (that you have corresponded with). Person failed to yield and we had a head on collision. My insurance is from Florida where I just moved from, but the accident was in South Carolina. My PIP is covering my medical bills and my days out of work.
I called the at-fault person's insurance company to report it as I was told by my insurance company and during the "information" period I was requested for (and probably unfortunate for me, I now see) I gave it to them. What are they possibly going to try to do against me with it. I did not authorize them to use it for anything - does that matter? Also, I want my car replaced or at least get diminished value. I spoke to two lawyers, but neither seemed too excited about it and just said basically "if you are not satisfied with the results, call me". I want the correct result the first time, not "trying again" if I don't like what the adjuster does.
"Part two" of this issue is that I was traveling around 45 mph when it happened and my airbag did not deploy. I have been battling lower neck and lower back/pelvic area injuries for nearly 3 weeks now(I am going to doctor). I feel they are partly from the accident, but could have been avoided or at least less severe if the bag deployed. Is this something worth going after the dealer and/or manufacturer also?