P
PGMAGNA
Guest
What is the name of your state? New York
My car got rear-ended by a semi truck back in Feb. The semi and his Insurance Co. is from Canada. The damage I received was a dent to my hatch. Police attended the scene and I have a police report.
I only have liabilty ins. I reported the accident to my insurance co and the other insurance co.
The other ins co. requested from me a body shop estimate. I gave it to them. In May they sent an adjuster to look at my car (only outside inspection was done, no body panel removed). My estimate was for $4,400 and the appraisal was for $2,500.
In June I received a letter from the adjuster stating they are prepared to consider a loss claim payment based on the appraisal. It is necessary that the enclosed Final Release be signed.
I didn't not sign because I was not satisfied by the appraisal. I contacted the adjuster and in August they sent back another adjuster to look at my car now apart siting at the body shop. I received another appraisal for another $500.
Since the car was apart at the body shop I had the car repaired. I call the adjuster to find out where my claim payment is and now they are retracting there initial proposal.
Based on further interviews, further investigation and subsequent instruction from the insured, our position is one of a complete and full denial of liabilty.
As discussed, our insured operator emphatically denies rear-ending your vehicle. Police did attend the scence on the shoulder and simply obtained your version of accident and that of the driver. Police officer did not witness the alleged collision and as indicated earlier, our insured operator emphatically denies rear ending your vehicle.
There is no independent evidence, a matter of credibility, one person word vesus the others.
Sorry so long but please help.
My car got rear-ended by a semi truck back in Feb. The semi and his Insurance Co. is from Canada. The damage I received was a dent to my hatch. Police attended the scene and I have a police report.
I only have liabilty ins. I reported the accident to my insurance co and the other insurance co.
The other ins co. requested from me a body shop estimate. I gave it to them. In May they sent an adjuster to look at my car (only outside inspection was done, no body panel removed). My estimate was for $4,400 and the appraisal was for $2,500.
In June I received a letter from the adjuster stating they are prepared to consider a loss claim payment based on the appraisal. It is necessary that the enclosed Final Release be signed.
I didn't not sign because I was not satisfied by the appraisal. I contacted the adjuster and in August they sent back another adjuster to look at my car now apart siting at the body shop. I received another appraisal for another $500.
Since the car was apart at the body shop I had the car repaired. I call the adjuster to find out where my claim payment is and now they are retracting there initial proposal.
Based on further interviews, further investigation and subsequent instruction from the insured, our position is one of a complete and full denial of liabilty.
As discussed, our insured operator emphatically denies rear-ending your vehicle. Police did attend the scence on the shoulder and simply obtained your version of accident and that of the driver. Police officer did not witness the alleged collision and as indicated earlier, our insured operator emphatically denies rear ending your vehicle.
There is no independent evidence, a matter of credibility, one person word vesus the others.
Sorry so long but please help.